In Florida, drivers are typically required to maintain SR22 insurance for a period of three years, starting from the moment their license is reinstated after suspension. During this time, it’s essential to ensure that the SR22 filing remains active and that your insurance coverage meets the state’s minimum liability requirements. If you let your SR22 coverage lapse during this period, your insurance provider will notify the Florida Department of Highway Safety and Motor Vehicles (DHSMV), which could result in another suspension or extension of the SR22 requirement.
It’s important to note that the length of time you must carry SR22 insurance can vary depending on the nature of your offense and whether you comply with all the necessary legal requirements. If, for example, your violation was particularly severe, such as a DUI, the state may require you to keep your SR22 for longer than the typical three-year period.
If you’re looking for the most affordable option, many people search for the sr22 florida service with low premiums. The longer you maintain an active SR22 policy, the better your chances of reducing your premium over time. After the required period, you can remove the SR22 form from your insurance policy, which may result in a drop in your premiums. It's crucial to work with a knowledgeable insurance provider to navigate the process effectively, ensuring you remain compliant with Florida’s laws.